FOR IMMEDIATE RELEASE
SAN DIEGO, California -- October 21, 2003 -- Oscore, Inc., a leading developer of scoring technologies, today announced the inauguration of the Board of Directors to include Todd Gutschow, retired co-founder of HNC Software; Christy Joiner-Congleton, president of Stone Analytics; and Dan Shoham and Michael Rozman, President and Vice President of Oscore, respectively. In the inaugural meeting, the Board approved Oscore's plans to market a revolutionary system of applying psychometric interviews to predict business borrowers' creditworthiness.
Todd Gutschow retired from Fair Isaac Corporation in 2003. Prior to retiring, Mr. Gutschow spent sixteen years with HNC Software, a company he co-founded in 1986. HNC Software, a developer of neural network applications in banking, insurance, retailing and other industries, was acquired by Fair Isaac in 2002 for approximately $600 million. He holds a Bachelor's degree in Physics from Harvard University.
Leveraging over twenty years' experience developing analytic business products, Christy Joiner-Congleton founded Stone Analytics in 1998. Previously, Ms. Joiner-Congleton was Vice President of Strategic Planning for Stone Capital, a venture capital firm located in Dallas, Texas. She holds a MS in Economics and was a Regents Fellow at UC, San Diego.
Prior to founding Oscore, Dan Shoham spent eight years with HNC Software in roles including Principal Scientist and Product Line Director. Previously, Dr. Shoham spent eight years as a Staff Scientist at the Massachusetts Institute of Technology Lincoln Laboratory Systems and Analysis Group. Studying Mathematics, at age 21, he was the youngest-ever person to be awarded a PhD by Temple University. He also holds an MBA from Columbia University and the London Business School.
Prior to joining Oscore, Michael Rozman spent nine years at JP Morgan Chase in roles including Vice President for Investor Services -- Common Custody Solutions, managing $3.5 billion in custody assets. He holds an MBA from Columbia University and the London Business School.
About Oscore, Inc.
Headquartered in San Diego, California, Oscore, Inc. utilizes advanced statistical, risk management, and organizational psychology techniques to create a risk score for companies. Osore's Patent-pending Organization Score technology allows Oscore to assign a risk measurement (a score) that evaluates a company's creditworthiness, ability to continue operations as a going concern, and investment suitability.