Apr 09, 2009 11:00 ET

ScoreEdge™ Small Business Credit Score Enhanced to Provide Franchise Risk Score and Real-Time Access to SBA's Franchise Registry

SAN DIEGO, CA--(Marketwire - April 9, 2008) - Edgeware Analytics, Inc., an innovative provider of profitability tools for business lenders, has announced today that the ScoreEdge™ Small Business Credit Score has been enhanced to include a data-driven Franchise Risk Score as well as real-time access to the U.S. Small Business Administration (SBA) Franchise Registry, all from one location. Leading small business lenders which rely on ScoreEdge now have an even more complete risk assessment.

ScoreEdge™ is an online, real-time decision tool that provides greater insight into the risk of loan approvals. Edgeware Analytics developed the statistical model by analyzing hundreds of thousands of SBA and conventional loans. ScoreEdge™ examines the same application time data available to the loan officer and returns a compete risk assessment featuring a score that helps predict the loan's future performance as well as industry, geography and now franchise risk.

Beyond the easy-to-understand franchise risk score, ScoreEdge now features a seamless link to the SBA's Franchise Registry (FranchiseRegistry.com). The SBA's Franchise Registry, formed in partnership with FRANdata, allows SBA lenders to verify a franchise system's lending eligibility. The seamless link provides real-time searching and reporting on the registry, saving lenders even more time in the decision process.

"Top SBA and conventional lenders consistently turn to ScoreEdge for a data driven assessment of small business credit risk," said Dan Shoham, CEO of Edgeware Analytics, Inc. "With our latest enhancement lenders are better positioned to more accurately measure franchise risk -- a critical element of the small business lending market. And with the seamless link to SBA's Franchise Registry lenders save time which translates to quicker decisions on credit applications."

"We've been pleased with the predictive power of ScoreEdge and it is an important part of our loan approval process," said Rocco Perate, CEO and President of Preferred Capital Partners BIDCO Inc. "As an active franchise lender I was very excited to see the new enhancements to ScoreEdge. I'm pleased to gain additional risk insight as well as the time savings through the integration with the Franchise Registry."

About Edgeware Analytics, Inc.

Edgeware Analytics, Inc., an innovative provider of customized and generic profitability tools to lenders, combines expertise in statistical modeling and credit evaluation to create profit-enhancing predictive models and systems. Used by national lenders, certified development companies, credit unions and community banks; Edgeware's ScoreEdge™, ScoreEdge504™, RiskRate™ and Oscore™ products, work in conjunction with a lender's established underwriting procedures to measurably improve the accuracy of small business credit approvals. Edgeware's Small Business Loan Exchange™ is an on-line forum connecting small business lenders with deals not fitting their lending criteria to lenders seeking available deals. Additional information can be found at: www.EdgewareAnalytics.com.

Contacts:
Mike Rozman
Edgeware Analytics, Inc.
888-672-6730
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