Mountain West Small Business Finance Deploys Edgeware Analytics' Small Business Credit Score to Improve Loan Origination Decisions

SAN DIEGO, CA -- (MARKET WIRE) -- 04/18/2006 -- Edgeware Analytics, Inc., an innovative provider of decision tools for small business lenders, has announced today that Mountain West Small Business Finance will rely on the ScoreEdge504™ small business loan decision model to improve origination decision accuracy. Mountain West is the first Certified Development Company (CDC) to adopt the powerful origination tool.

ScoreEdge504 is an on-line, real-time decision tool that provides lenders in the Small Business Administration (SBA) 504 Program greater transparency into the risk of loan approvals. Edgeware Analytics developed the statistical model by analyzing thousands of 504 loans and their subsequent performance. Mountain West will be deploying the model on all new loan applications.

"We continually seek advances in the market to improve the accuracy of our risk management practices," said Scott Davis, President of Mountain West Small Business Finance. "Edgeware's ScoreEdge504 product was designed specifically for an SBA 504 lender like us. We are very impressed by the performance demonstrated by ScoreEdge504 and expect it to play an important role on all approval decisions."

"We are thrilled to have been selected by Mountain West, a top-5 CDC lender, to provide the first-ever creditworthiness score specifically designed for the SBA 504 program," said Mike Rozman, president of Edgeware Analytics. "Mountain West's selection of our Zero Infrastructure™ deployment option will allow for rapid integration into the current lending process."

About Edgeware Analytics, Inc.

Edgeware Analytics, Inc., an innovative provider of customized and generic decision tools to lenders, combines expertise in statistical modeling and credit evaluation to create profit-enhancing predictive models. Used by national lenders, certified development companies and community banks; Edgeware's ScoreEdge, ScoreEdge504, and Oscore products, work in conjunction with a lender's established underwriting procedures to measurably improve the accuracy of small business credit approvals. Additional information can be found at: http://www.edgewareanalytics.com/.

About Mountain West Small Business Finance

Mountain West Small Business Finance has been helping Utah businesses grow and prosper since 1981. Licensed by the U.S. Small Business Administration, this private non-profit corporation is responsible for assisting in the growth and expansion of successful small and medium sized businesses by providing favorable long-term fixed asset financing. By working with local banks, the Small Business Administration and the small business community, Mountain West Small Business Finance has played a major role in strengthening Utah's economy -- and has helped generate "The Money That Makes Utah Work." Additional information can be found at: http://www.mwsbf.com/.

Mike Rozman
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