FOR IMMEDIATE RELEASE


Edgeware Analytics, Inc. Announces Development Agreement with Anchor Commercial Services

SAN DIEGO, California -- October 5, 2005 --  

Edgeware Analytics, a leading provider of decision tools for small business lenders, has announced a development agreement with Anchor Commercial Services, the top loan systems provider to SBA 504-lenders.

Anchor Commercial Services will be enhancing their Loan Management System (LMS) to allow users to seamlessly share historical loan information with Edgeware Analytics.  This will enable Edgeware’s team of analytic experts to develop predictive data-driven tools tailored for the critical decision points involved in loan origination and servicing.  Anchor Commercial Services and Edgeware Analytics have joined forces in this project to allow LMS users to more accurately risk rate new and existing loans. 

“We are thrilled to partner with Edgeware Analytics to even better serve our LMS client,” said Julie Middleton, Vice President of Operations for Anchor Commercial Services.  “Edgeware Analytics is the innovation leader in creating analytics for small business lenders and we are excited at the prospect of adding statistical models to LMS.”

“Anchor Commercial Services’ LMS product has long been the loan system of choice for leading-504 lenders as evidenced by 70% of the top-100 504 lenders relying on LMS” said Mike Rozman, president of Edgeware Analytics.  “We are proud to join Anchor Commercial Services in this exciting project to create and deliver data-driven models for 504 lenders.  The result will be more accurate risk measurement leading to better business decisions.”

About Edgeware Analytics, Inc.

Edgeware Analytics is an innovative provider of generic and customized decision tools to lenders.  Edgeware combines expertise in statistical modeling and credit evaluation to create profit-enhancing predictive models.  Used by national lenders and community banks alike, Edgeware’s ScoreEdge product, works in conjunction with a lender’s established underwriting procedures to measurably improve the accuracy of small business credit approvals.   Additional information can be found at: http://www.edgewareanalytics.com/.

About Anchor Commercial Services

Anchor Commercial Services, LLC has been providing software to the SBA lending industry since 1988.  Anchor’s Loan Management System has long been recognized as the most diversified SBA system available today.  The system is currently being utilized by 159 CDCs, representing 59% of all SBA 504 loan approvals.  Loan Management System has expanded over time to include the ability to produce 7a, LowDoc and SBAExpress loans as well as commercial applications that could be used for most any type of commercial lending.  With the addition of the document manager a lender could customize their commercial documentation so that all their commercial lending could be handled on one system.  Additional information can be found at: http://www.anchorcommercial.com/.

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